How to take out a home improvement loan with GreenSky

Repayment

GreenSky customers have access to a self-service portal where they can manage their accounts. You can use the portal to schedule payments or manage autopay, but you also have the option to pay by mail or phone.

How GreenSky compares to other lenders

You can apply for a loan by calling GreenSky or visiting their website. But before you do, it’s a good idea to consider as many lenders as possible to find a loan that fits your needs.

Credible makes this easy – although GreenSky is not one of our partners, you can compare your rates from other personal loan lenders in two minutes.

GreenSky isn’t a partner lender. But you can use Credible to compare rates from other lenders who offer personal loans in just 2 minutes.

How GreenSky can improve

GreenSky has made some important changes over the last few years. For example, it beefed up its contractor vetting and oversight processes to better protect consumers against predatory practices.

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Daria Uhlig is a contributor to Credible who covers mortgage and real estate. Her work has appeared in publications like The Motley Fool, USA Today, MSN Money, CNBC, and Yahoo! Finance.

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The interest rates depicted on Credible represent the APR. The fixed interest rate is set at the time of application and does not change during the life of the loan. The variable interest rate is calculated based on the 3-Month LIBOR index plus the applicable Margin percentage. The margin is based on your credit evaluation at the time of application and does not change. For variable interest rate loans, the 3-Month LIBOR is 2.375% as of . Discover Student Loans will adjust the rate quarterly on each January 1, April 1, July 1 and October 1 (the “interest rate change date”), based on the 3-Month LIBOR Index, published in the Money Rates section of The Wall Street Journal 15 days prior to the interest rate change date, rounded up to the nearest one-eighth of one percent (0.125% or 0.00125). This may cause the monthly payments to increase, the number of payments to increase or both. Please visit for more information about interest rates.

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