It’s easy to submit a request for a loan through . If you’re interested to see if you qualify for a loan, you can do so by following these three steps.
Step 1: Fill out the basic information form – First, fill payday loan no credit check Apple Creek out the basic information form on the CashAdvance homepage, then click “get started.”
Step 2: Fill out the loan offer request form – This will take you to a loan offer request form, which will ask a number of personal and financial questions, including how much money you earn and how much you want to borrow.
Step 3: Submit your request – When you’ve completed the form, you can submit it online, and if you are connected with a lender, you will be redirected to the lender’s contract page where you can review the loan amount, terms and rates. There is no obligation to pursue a loan offer, and you won’t be charged a fee if you decide not to move forward with a loan.
Loan Request Criteria
- At least 18 years old
- U.S. citizen or permanent resident
- Currently employed and earn at least $1,000 a month
- Have a checking or savings account
If you’re approved for a loan, the lender will deposit the funds directly into your account. If you don’t have an active checking or savings account, you’ll need to open one prior to submitting a request for loans through .
Reviews
Like a lot of loan marketplace sites, doesn’t have many online reviews, which can make it difficult to get an idea of what to expect as a borrower.
CashAdvance has a D- rating with the Better Business Bureau (BBB), as well as three complaints on its BBB profile page.
However, BBB ratings are based on a company’s responsiveness to customer complaints. There are no responses from CashAdvance listed on the BBB site, which might explain the company’s poor rating.
There are also numerous online reviews for a company called Cash Advance USA. However, this is a separate entity from CashAdvance, and the two companies don’t appear affiliated in any way.
As with all online lenders, it’s important to do your homework before accepting an offer. If you receive a loan offer from a lender in the CashAdvance network, make sure you understand all the terms and conditions before you move forward.
Best Alternatives to
CashAdvance is a short-term, high-interest loan marketplace, and it’s best used as a last resort when you’ve run out of other options.
If you’ve been turned away by other online lenders, there are other ways to get quick access to cash. Here are three options to consider.
1. Secured Credit Card
Even with bad credit, you may be able to qualify for a secured credit card. With a secured card, you’re required to put down a security deposit as collateral in case you stop making your payments.
While most secured credit cards have low credit limits, some cards are quite generous when it comes to offering a higher limit.
For example, the Capital One Secured Mastercard lets you put down as little as $49 to receive a $200 credit limit and the possibility of a limit increase after six months. The interest rate is %, which is much lower than the rates you’re likely to receive with a personal loan through CashAdvance.
A secured credit card also gives you an opportunity to rebuild your credit. If you make your payments on time every month, this can help improve your payment history, which is the most important factor in determining your FICO score.